Al Barq Real EstateAjman property buying guides
Everything a buyer needs — whether a national, a resident or an overseas investor — in one place: who may own and where, what the fees really are, and the steps from the first check to receiving the Ownership Memorandum. We cite the source for every figure, and tell you plainly when a figure still needs official confirmation.
Sources: Amiri Decrees 7 and 8 of 2008; the Ajman government portal ajman.ae (sale-registration service); guides from Property Finder, Cavendish Maxwell and Dubizzle. Last reviewed: July 2026.
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Freehold ownership for foreigners
Who may own in Ajman and where? The legal basis (Decrees 7 and 8 of 2008), the high-confidence list of areas, and what still needs official confirmation.
CostsBuying and transfer fees
Transfer fees (~2% with conflicting sources), registration fees of AED 2,500/3,000, commission, and the 6–7% rule — in one clear table.
Step by stepProperty buying steps
From verification to the contract to attestation, through to issuance of the Ownership Memorandum and registration — with the documents a foreign buyer needs.
Why trust these guides?
Our method: figures with a source, and candour about what isn't yet confirmed
A cited source for every figure
Every percentage and fee in these guides is attributed to its source: the Ajman government's official channels first, then specialised real-estate guides.
Explicit verification notes
Wherever sources disagree — such as the transfer-fee rate or the list of freehold areas — we present the disagreement as it is and call for official confirmation rather than claiming a certainty we don't have.
Regular review
Fees and lists change. We review these pages regularly and stamp the last-reviewed date beneath each section.
FAQ
The most frequently asked questions before buying
Can foreigners own property in Ajman?
How much of the budget should I set aside for buying fees?
What are the buying steps in order?
Where do I find area prices before I decide?
A question the guides didn't answer?
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