Property Buying Fees in Ajman: How Much Do You Actually Pay?
The property price isn't all you'll pay. This guide brings transfer, registration and commission fees together in a single table, and tells you frankly where the sources agree and where they differ — because the wrong figure on fees means a surprise of thousands of dirhams on registration day.
Sources: Ajman Government portal ajman.ae (sale registration service); guides by Dubizzle and Star City for transfer fees. Last reviewed: July 2026.
The full table
All the fees in a single table
| Item | Value | Notes |
|---|---|---|
| Ownership transfer fees | ~2% | Paid to the Land Department; usually split equally between the two parties unless the contract states otherwise. ⚠️ One source cites 4% in total (2% on each party) — verify the current official schedule. |
| Sale registration service — nationals / GCC | AED 2,500 or 2% | Minimum — per the sale registration service on ajman.ae |
| Sale registration service — non-nationals | AED 3,000 or 3% | Minimum — per the sale registration service on ajman.ae |
| No-objection certificate (jointly owned land) | AED 5,000 | When disposing of jointly owned land — depending on the case |
| Registrations of government / semi-government housing projects | AED 3,000 | Depending on the case |
| Brokerage commission | 2% | The prevailing norm in real-estate brokerage in the UAE |
| Practical rule for the total | ~6–7% | Set aside this percentage of the property price for the entire transaction cost |
Sources: ajman.ae — sale registration service (No. 3162); Dubizzle guide to registering property in Ajman; Star City guide for transfer fees. Last reviewed: July 2026.
Frankly
⚠️ The point of dispute: 2% or 4%?
Most sources state that the ownership transfer fee in Ajman is around 2% of the property value, paid to the Land Department and usually split equally between the seller and buyer. But one source cites 4% in total, at 2% on each party. On a property worth one million dirhams, the difference is a full 20,000 dirhams — so we don't rely on any rate as final before verifying the current official schedule with the Land Department in Ajman, and we confirm the figure for our clients in every deal before signing. Until then, budget on the broader 6–7% rule and you'll be on the safe side.
A worked illustrative example
How much do you pay on a villa at AED 1.41 million?
We take the average price of a 3-bedroom villa in Al Yasmeen — AED 1,410,000 per Bayut's 2025 annual report — and apply the fees above to it. The following figures are an illustrative calculation, not a price quote:
| Item | Basis | Approximate amount |
|---|---|---|
| Transfer fees — 2% scenario | 2% × 1,410,000 | AED 28,200 |
| Transfer fees — ⚠️ 4% scenario (the dissenting source) | 4% × 1,410,000 | AED 56,400 |
| Brokerage commission | 2% × 1,410,000 | AED 28,200 |
| Sale registration (non-national — minimum) | per ajman.ae | AED 3,000 or 3% |
| At the 6–7% total rule | 6–7% × 1,410,000 | AED 84,600 – 98,700 |
An illustrative calculation on a documented average price (Bayut 2025) — the actual amounts depend on your property's price and the official schedule in force at the time of the deal. To measure the impact of costs on your investment return, use the ROI calculator.
Frequently asked
What buyers ask about the fees
How much are the ownership transfer fees in Ajman?
Who pays the transfer fees: the seller or the buyer?
Are registration fees different for non-nationals?
How much should I set aside in total above the property price?
Do these fees include the mortgage or annual maintenance?
Send us the property price — we'll send you the cost breakdown
Related guides: Freehold ownership for foreigners · Buying steps — Tools: ROI calculator · Price index